Hometown Express Loan. Apply in Minutes $1,500 to $15,00. We respond in minutes!

 Get Started button


 

Photo of gears

Hometown Express Loan - Personal Line of Credit

Existing checking customers may apply for a line of credit of $1,500 to $15,000.

Set up is all online and takes just minutes, no paperwork.

We look at more than your credit report; we consider your account relationship and history to qualify you.

A line of credit is a loan that requires monthly payments and allows you to re-borrow against the available line.

  • See your line availability in seconds; no sign up fee.
  • Easy and free to transfer funds with online banking.
  • You can re-draw funds as you need them, up to your limit.
  • Monthly payments assure you're in control.
  • One year term with auto renewal for convenience.
  • Rates from 7.99% - 19.99% APR (Annual Percentage Rate) (Subject to credit approval. Some restrictions may apply.)

Have questions? Want to learn more? See FAQs
 

Photo of a question mark.

How much of a line of credit can I get?

Your line of credit based on approval will be up to $15,000 with an acceptable credit score.

Photo of a question mark.

How do I pay back my loan?

You pay back over time with a monthly payment consisting of interest cost plus principal. You must make your payment by the due date indicated on your monthly statement or a late fee will be assessed.

Photo of a question mark.

Once I sign up for the line of credit, how long before I can access my funds?

After final approval, we typically complete our administrative review and have the line of credit available for use in as little as 1 business day.


What are you waiting for? Get started now!
Existing checking customers with accounts open 96 days or more can qualify in minutes for a loan or line of credit $1,500 to $15,000.

If you don’t have checking account with us yet, let’s fix that.

Access to virtually instant cash whenever you need it is another great reason to become a checking account customer at our bank.  Sign up for a new account, or move an existing account from your current financial institution, and you may shortly qualify for our HOMETOWN EXPRESS LOAN. Visit your nearest branch location.

Get started button