100% FINANCING WITH OUR NO DOWN PAYMENT HOME LOAN
Our local, in-house, No Down Payment Home Loan is made here and serviced here by our experienced and helpful loan specialists. For those with excellent credit scores. Your choice of a fixed rate or adjustable rate loan.
No Private Mortgage Insurance (PMI) is required.
UP TO 30 YEAR FIXED RATE LOANS
Fixed rate loans offer rate stability over the life of the loan.
UP TO 100% CASH-OUT HOME REFINANCE LOAN
If you’re looking for a better home loan or looking to turn the equity in your home into cash, our Cash-out Home Refinance Loan is for you. It pays you the difference between your current mortgage balance and your home’s appraised value. Use your cash for whatever you wish.
Our home loan interest rates are very competitive - among the lowest you will find anywhere.
ADJUSTABLE RATE LOANS (ARMS)
An adjustable rate loan typically offers a lower initial rate that adjusts periodically over the life of the loan.
FIRST-TIME HOME BUYER LOANS
Many would-be first-time home buyers are intimidated by the home loan process. We simplify it. And we often find ways that first-time home buyers can afford the home they thought would be out of their reach.
HOME LOAN REFINANCING
We help a lot of people who found themselves in problem home loans from other lenders. We like to solve these problems. If you are unhappy with your home loan, let us help you with a trouble-free refinance loan.
Subject to credit approval. Some restrictions may apply.
Celebrating a century and a half of service to our customers and communities.