Commercial and Business Loans

Our commitment to supporting local business development is evident in lending services that are expressly tailored for businesses in the communities we serve. While some big banks are curtailing their lending to smaller businesses, we have strengthened ours. Companies of all sizes have come to depend on our long-term relationships that help them build solid businesses now and for the future.

Of course that commitment involves great lending products, but it also requires a dedicated and expert staff who can offer the right options and personal service that can make your business even more successful than you thought possible.

Loan Officers:


Photo of Greg Griffin Greg Griffin

Commercial Loans

276.783.3116 Ext. 3330

Email Greg

Photo of Brian CreggerBrian Cregger

Commercial Loans

276.783.3116 Ext. 3346

Email Brian

Photo of Rusty MillerRusty Miller

Commercial Loans


Email Rusty

Photo of Garnet LesterGarnet Lester

Commercial Loans

276.783.3116 Ext. 4505

Email Garnet

Commercial Loans

We make loans for business development, long-term expansion, capital equipment, and seasonal or short-term working capital. If your business is sound and has a need, we can usually help with a commercial loan that works for you. Both secured and unsecured loans are available.

Woman on business computer

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Get the credit you need to grow your business and get it quickly. Business Checking customers with enough history with us may qualify online in minutes for our HOMETOWN EXPRESS BUSINESS line of credit of $1,500 to $50,000. Have your funds available in as little as three business days.

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Agribusiness Loans

Farm equipment, livestock, and operating expenses are some of the farm-related expenses we finance. We have unparalleled expertise and resources to assist you with a farm loan.

Qualification required. Some restrictions may apply.