Home Loans Tailored to You!
Low down payments, no Private Mortgage Insurance (PMI), and fast closings - your homeownership journey starts here.
Submit a mortgage application online for FREE to see if you qualify.
To speak with someone about your specific situation, please use our Contact Form.
LOCAL LOAN, LOCAL APPROVAL, LOCAL SERVICE.
Our Home Loan Advantages
Low Down Payment with up to 89% LTV
LTV (Loan-to-Value) is the percentage of a home's price you borrow. Our higher LTV means a low down payment, making homeownership more accessible.
No Private Mortgage Insurance (PMI) Required
Save money on PMI, a significant advantage for our borrowers.
No Origination Fees or Points
On existing single-family dwellings, we eliminate origination fees and points, saving you even more.
Industry-Leading Turnaround Time
We understand your time is valuable. Experience a streamlined loan process with our fast turnaround times.
Lower Closing Costs
Our closing costs are typically 2% or less of the loan amount, significantly lower than the national average of 2-6%*
Flexible Financing Options
Choose from up to 30-Year Fixed Rate in-house financing or explore our Adjustable-Rate Mortgages (ARMs).
Low Rates
Our home loan interest rates are very competitive - among the lowest you will find anywhere.
*Data sources include the Consumer Federal Protection Bureau, the National Association of Realtors, and Housing and Urban Development (HUD.)
Types of Home Loans
UP TO 30 YEAR FIXED RATE LOANS
Fixed rate loans offer rate stability over the life of the loan. Up to 30 year adjustable rate loans (ARMS) are also available.
CASH-OUT HOME REFINANCE LOAN
If you're looking for a better home loan or looking to turn the equity in your home into cash, our Cash-out Home Refinance Loan is for you. It pays you the difference between your current mortgage balance and your home's appraised value. Use your cash for whatever you wish.
ADJUSTABLE RATE LOANS (ARMS)
An adjustable rate loan typically offers a lower initial rate that adjusts periodically over the life of the loan.
FIRST-TIME HOME BUYER LOANS
Many would-be first-time home buyers are intimidated by the home loan process. We simplify it. And we often find ways that first-time home buyers can afford the home they thought would be out of their reach.
Submit a mortgage application online for FREE to see if you qualify.
To speak with someone about your specific situation, please use our Contact Form.
You can also reach out to your local branch directly. See a list of branch contact info.
HOME EQUITY LOANS
The equity in your home may be worth a line of credit that you can use for home repairs, remodeling and other improvements.
DISCOVER WHY WE'RE THE HOME LOAN LEADER!
Our Regional Mortgage Center is the heart of our home financing process. The Center handles the required forms and paperwork for all of our branch loan officers. This allows your personal loan officer the time to take care of you and your needs and concerns.
Subject to credit approval. Some restrictions may apply.
