Loans

Our quick application reviews and fast approvals will save you time.

 

Home Loans

Our customers have made us the region’s home loan leader. We will guide you through our wide array of customer-friendly options to meet your own personal needs.  

Cabin Home

These options include:

  • Fixed Rate Mortgages up to 30-years
  • Adjustable Rate Mortgages (ARMs)
  • 90% Mortgages with NO Private Mortgage Insurance / 10% cash and/or real estate equivalent required from buyer.
  • 100 % USDA Rural Housing Mortgages 100% Financing Available (Purchase Only)
  • FHA Loans
  • VA Loans
  • Low or NO Closing Cost Mortgages Taxes, insurance, recordation charges excluded.
  • Reverse Mortgages
  • Doublewide/Modular Financing
  • Home Equity Lines of Credit Your interest may be tax deductible. Check with your tax advisor.

First-Time Homebuyers Welcome!

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Personal Loans

Local financing means a streamlined process for quick decision-making and pre-approvals.

Perhaps you need money for debt consolidation or an important purchase such as a new computer, home appliances, home or auto repairs or any other worthwhile purpose. If you have a need, we have a loan to help you meet that need and reach your goals.

Advantages:

  • Fixed monthly payment
  • No collateral needed
  • Lower rate than most credit cards
  • No penalty for early payment
  • Secured and unsecured loans. 

Hometown Express Logo

FAST PERSONAL LOANS FOR OUR CHECKING ACCOUNT CUSTOMERS:

Checking customers with an existing account with us for 96 days or more may qualify online in minutes for our HOMETOWN EXPRESS line of credit of $1,500 to $15,000. Have your funds available in as little as one business day.

SEE HOW IT WORKS >>>


 

Buying a new car or truck?

Let us help with an installment plan that's right for you. Make your best deal and see us for financing

Maybe it's a motorcycle, an ATV, or a new bass boat or pleasure craft for the lake that you have your eye on. We can make that purchase happen, too!

Subject to credit approval. Some restrictions apply.


 

We make buying a home simple and easy. Click to read more.