Business Checking Accounts
The current standard maximum deposit insurance amount is $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. Consumers and bankers can find additional official information regarding FDIC’s deposit insurance coverage through the use of the FDIC’s Electronic Deposit Insurance Estimator (EDIE) and deposit insurance publications located on the FDIC’s website "Are My Deposits Insured?"
Whether you have a small or large business, our business account is right
for you. A low minimum deposit is required to open the account and there is no service charge if
a $1,000.00 balance is maintained. Plus, receive a bank zipper bag for transporting cash at no
charge. Night deposit bags are available for a minimal fee. Other fees may apply for
non-sufficient funds, return items, stop payments, etc.. Call or stop by for more details.
Hometown Business Connection
Talk about advantages! Here's a way to benefit your business and benefit your employees at the same time! Just click here to go to the Hometown Business Connection page!
Other Checking Account Services
Money Market Checking
The checking account that earns interest at Money Market rates! A $2,500.00 minimum deposit is required to open this account and earn the Money Market rate of interest. If the account falls below $2,500.00, you will earn NOW Account interest rates. You must maintain a $500.00 minimum balance to avoid a monthly service charge. Check writing and transaction limitations apply. Contact one of our friendly, knowledgeable staff to inquire about current rates and additional details.
When a personal check is not accepted, Cashiers Checks are a great
medium of exchange. The check has already been paid for at the bank so the person accepting
the check knows it's a good check.
On-line Banking Transfers
Our On-line Banking customers can conveniently transfer
between their accounts, any time, day or night! Sign up for the convenience of On-line
Banking and On-line Bill Pay.
A safe way to transfer money between banks. We offer both Domestic
and International wire transfer services for our customers. Call for details.